Kung sino ang payee sya ang may karapatang magpapalit. Ano ang payee? Ang payee ay ang tumatanggap ng bayad o binabayaran. Halimbawa Juan dela cruz ang nakasulat sa harapan ng tseke sya lang ang pwedeng magpapalit. Paano magpapalit? Kailangan tingnan muna ang petsa kung ito ba ay dated o current date or post dated check means future date dahil kung next month nakadate ay hindi mo pa ito pwedeng ipapalit. Kapag dated check means nakadate ngaun or pwede rin past na ng 1 gang 5 buwan pwedeng pwede pa papalitan wag lang lalampas ng 6 na buwan. Ano ang mga kailangan? 1 o 2 valid id at sa likod ng tseke ay isusulat ang sumusunod. 1. Pangalan ng payee. 2. Address. 3. Phone no. 4. Dalawang pirma. Madalas kung malaki ang halagang papalitan ay tumatawag muna sa nag issue nito at titingnan ng teller kung kamukha mo ba talaga ang nasa id then kapag binigay na ang halaga bilangin mo din bago umalis ng bangko dahil anumang kakulangan or may peke man na nakasama kung umalis kana ay di na mapapalitan pa.
Whoever is the payee has the right to change. What is payee? The payee is the person who receives payment or is paid. For example, Juan dela cruz is written on the front of the check and only he can exchange it. How to change? You need to check the date first if it is dated or current date or post dated check means future date because if it is dated next month you cannot change it yet. When a dated check means it is dated like this or it can also be past 1 or 5 months, it can still be changed, just don’t exceed 6 months. What are the requirements? 1 or 2 valid ids and the following will be written on the back of the check.
1. Name of payee. 2. Address. 3. Phone no. 4. two signatures. Often, if the amount to be changed is large, first call the person who issued it and the teller will check if the person on the ID really looks like you, then when the amount is given, count it before leaving the bank because of any shortage or counterfeitwhoever was with him, if he leaves, he cannot be replaced.